Motorcycle Insurance in Missouri & Illinois
Motorcycle ownership brings freedom and excitement, but it also comes with risks on the road. At The Milburn Agency in Florissant, MO, we provide motorcycle insurance options to riders across St. Louis and Missouri. Whether you're navigating city streets, cruising highways, or enjoying scenic routes, our coverage options are designed to protect both you and your bike.
What Does Motorcycle Insurance Cover?
Motorcycle insurance is designed to safeguard your vehicle, passengers, and finances in case of accidents, theft, or damage. At The Milburn Agency, we offer the following core coverage types:
- Liability Coverage: Covers bodily injury and property damage expenses if you cause an accident while riding your motorcycle. This is legally required in Missouri.
- Collision Coverage: Covers repair or replacement costs if your motorcycle is damaged in a collision with another vehicle or object, regardless of fault.
- Comprehensive Coverage: Protects your motorcycle against non-collision risks like theft, vandalism, fire, or weather-related damages.
- Uninsured/Underinsured Motorist Coverage: Provides protection if you're involved in an accident with a driver who has little or no insurance coverage.
- Medical Payments Coverage: Helps cover medical expenses for injuries sustained by you or your passenger after an accident, regardless of fault.
- Optional Equipment Coverage: Protects custom parts, accessories, and upgrades that you've installed on your motorcycle.
- Roadside Assistance Coverage: Provides towing and emergency support if your motorcycle breaks down while you're on the road.
Why You Need Motorcycle Insurance
Motorcycles face higher risks compared to other vehicles, making comprehensive insurance vital for safety and financial security. Motorcycle insurance provides:
- Financial protection for repairs or replacement after accidents
- Coverage for medical expenses in the event of injuries
- Protection for accessory upgrades and custom parts
Let Us Help You Find the Right Motorcycle Insurance Policy
At The Milburn Agency, we understand the unique insurance needs of motorcycle riders. Our team in Florissant, MO works with riders across Missouri to tailor policies that provide complete protection for their adventures on the road. To learn more or request a quote, contact us today.
