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RV Insurance in Missouri & Illinois

At The Milburn Agency, based in Florissant, MO, we provide RV insurance to protect Missouri residents traveling across St. Louis and beyond. Whether you own a motorhome, camper, or travel trailer, our specialized RV insurance policies keep your home away from home covered.

What Does RV Insurance Cover?

RV insurance offers a combination of vehicle and home coverage to meet the unique needs of recreational vehicle owners. At The Milburn Agency, our RV insurance includes:

  • Liability Coverage: Protects you financially if you're at fault in an accident that causes bodily injury or property damage to others. This coverage is required by law for RV owners in the state of Missouri.
  • Collision Coverage: Pays for repairs or replacement if your RV is damaged in an accident, regardless of fault.
  • Comprehensive Coverage: Protects your RV against non-collision risks, such as theft, vandalism, fire, or damage from storms.
  • Personal Belongings Coverage: Covers valuable items inside your RV, like electronics, furniture, and travel gear, against theft, damage, or destruction.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you're involved in an accident with a driver who doesn't have enough insurance coverage—or none at all.
  • Medical Payments Coverage: Covers medical expenses for you and your passengers in case of injuries from an accident.
  • Vacation Liability Coverage: Provides liability protection when your RV is parked at a campsite or RV park and you cause injury or property damage.
  • Full-Timer Coverage: Tailored for those who use their RV as a primary residence, offering additional liability coverage similar to a homeowner's policy.

Why RV Insurance is Essential

RV insurance ensures you're protected from unforeseen events, whether you're traveling the highways or parked at your favorite campsite. Key benefits include:

  • Protection for both your RV and personal belongings
  • Liability coverage for accidents and injuries while driving or parked
  • Financial support for repairs or replacement after damages

Get Personalized RV Insurance Coverage Today

At The Milburn Agency, we understand the unique insurance needs of RV owners. Serving Florissant, MO, and all of Missouri, our team is here to answer your questions and help you select the right policy. Start by contacting us today for personalized assistance.